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Drawing No. EH–HH–008 // Household Engineering Tools

Home Main Fuse & EV Charger Calculator

Reviewed August 2026

Check whether an EV charger, heat pump, electric sauna and other major appliances can operate together on Continental European, UK/Ireland, North American split-phase or custom household electrical services. See the limiting phase or leg, service headroom and a load-managed EV charging limit.

Scope: Preliminary household load assessment only. Regional presets change the electrical topology and planning defaults, but the calculator does not replace country-specific wiring rules, utility requirements or a qualified electrical design.

Can your main fuse support the planned loads?

Basic mode uses a simple existing-load profile and automatically places single-phase loads on the least-loaded phases. Advanced mode accepts measured L1/L2/L3 current, power factor and actual phase assignments. Both modes calculate each phase separately because one phase can overload even when total household kilowatts look acceptable.

How to use this calculator

1Choose your supply

Select single- or three-phase and enter the main-fuse rating shown by your utility or electrician.

2Estimate existing demand

Use Basic mode when you do not have phase measurements. Use Advanced mode for measured L1, L2 and L3 current.

3Add planned appliances

Select the EV charger, heat pump, sauna and any other high-power equipment that may operate at the same time.

4Read the recommended action

Check the limiting phase, the EV charging cap and whether scheduling or dynamic load management is needed.

First time here? Start in Basic mode. The result is intentionally conservative but remains a planning estimate—not permission to alter wiring or protection.

Home supply and appliances

Changes the supply topology, nominal voltage, common service-size examples, charger presets and regional guidance.
Topology230/400 V 3-phase
Frequency50 Hz
Typical EV emphasis11 kW 3-phase

IEC-style 230/400 V household model. Three-phase service is common enough to justify per-phase screening and 11/22 kW AC charger presets.

Single-phase loads are automatically assigned to the least-loaded phases for a best-case planning view.

Example homes

The fuse rating is entered per phase.
Use the actual service fuse, agreed connection current or equivalent network capacity for the property.
A planning allowance for unlisted loads and normal variation; not a universal code value.
Screening heuristic only. For a real decision, replace this with measured high simultaneous current in Advanced mode.

Existing coincident load

Use a representative high simultaneous current from a smart meter, energy monitor or electrician measurement.

EV charger

11.0 kW three-phase charging requires approximately 16.0 A on each phase.

Heat pump

Use the manufacturer maximum electrical input. Include a backup or immersion heater if it can operate with the compressor.

Electric sauna heater

Other major loads

Add an induction hob, water heater, dryer, second EV charger, workshop machine or another large appliance.

Can the loads run together?

!
Main fuse exceededThe selected loads cannot all operate at full input.
Highest phase current
39.3 A
Phase L2
Headroom to planning limit
−10.5 A
On limiting phase
Main-fuse utilization
123%
Highest phase / fuse
Phase-current spread
1.0 A
Highest minus lowest
Load-managed EV limit
3.8 kW
With other selected loads on
Planning service current
43.7 A
Current needed to retain selected reserve
Approximate connection capacity
Balanced nominal power before household loads
PhaseCalculatedPlanning limitSpare

Recommended next step

    Phase-balancing assessment will appear here.

    Per-phase loading and operating combinations

    Each bar is compared with the selected planning limit and main-fuse rating. The scenario table shows whether common combinations fit and the EV charging power that would retain the planning reserve.

    ExistingEVHeat pumpSaunaOtherPlanning limitMain fuse

    Scroll horizontally to view the full phase chart.

    Per-phase home electrical loading chartStacked horizontal bars show existing load, EV charging, heat pump, sauna and other current on each phase, together with planning and fuse limits.
    Operating scenarioHighest phasePlanning headroomMaximum EV settingResult

    Regional connection-capacity reference

    Approximate nominal active-power capacity before existing household loads, diversity, imbalance or installation constraints.

    Continental Europe / IEC — 230/400 V, 50 Hz
    ConnectionApproximate nominal capacityInterpretation

    Worked example: 3 × 32 A European home with an 11 kW EV charger

    A step-by-step interpretation of the calculator’s default Continental Europe / IEC scenario.

    This example intentionally uses the calculator’s Basic mode so the assumptions are visible. It is a screening case, not an installation design. The household profile is a heuristic starting point; measured phase currents should replace it for a purchasing or service-upgrade decision.

    Supply3 × 32 A, 230/400 V
    Basic profileTypical
    Planning reserve10%
    Planning limit28.8 A / phase
    Load componentL1L2L3How it is obtained
    Existing household profile5.1 A6.4 A4.8 A16%, 20% and 15% of the selected 32 A service rating
    11 kW EV charger, 3-phase16.0 A16.0 A16.0 AI = P /(√3 · 400 V · 0.99)
    3 kW heat pump, 3-phase4.6 A4.6 A4.6 AI = P /(√3 · 400 V · 0.95)
    9 kW sauna heater, 3-phase13.0 A13.0 A13.0 AResistive load, PF ≈ 1
    Calculated simultaneous current38.7 A40.0 A38.4 AL2 is the limiting phase
    Nominal service rating32.0 A32.0 A32.0 ANameplate comparison only
    Planning limit with 10% reserve28.8 A28.8 A28.8 ACalculator planning allowance, not a code requirement
    Highest phaseL2 ≈ 40.0 A
    EV limit retaining 10% reserve≈ 3.3 kW
    EV limit before nominal 32 A≈ 5.5 kW
    01
    Why the full 11 kW charge does not fit

    The EV, heat pump and sauna are all balanced three-phase loads, so each adds current to all three phases. The pre-existing household profile is slightly highest on L2. Adding the full loads raises L2 to about 40.0 A, above both the 28.8 A planning limit and the 32 A service rating.

    02
    Why the managed EV limit is only about 3.3 kW

    Before EV charging, L2 already carries about 23.9 A from the assumed household load, heat pump and sauna. Only about 4.9 A remains to the 28.8 A planning limit. Converting that three-phase current back to EV power gives roughly 3.3 kW.

    03
    The reserve changes the recommendation

    If the only objective were to remain below the nominal 32 A service rating, the same scenario would permit roughly 5.5 kW of EV charging. The calculator deliberately reports the lower value when a planning reserve is applied, leaving some allowance for unlisted and varying loads.

    04
    Do not jump straight to a service upgrade

    Real household loads rarely stay at every nameplate maximum simultaneously. Before increasing the service size, compare measured high-load phase currents, dynamic EV load management, shifting the sauna or water heating in time, and the actual heat-pump auxiliary-heater behavior.

    Important: the Basic-mode Low / Typical / High household profiles are EngineerHub screening assumptions, not IEC, BS 7671, NEC or utility diversity factors. For an actual installation, use measured demand or the calculation method required by the applicable local rules and distribution utility.

    Background

    Engineering basis, equations, assumptions, interpretation and practical limitations for this calculator.

    Frequently Asked Questions

    Practical questions about regional systems, service capacity, EV charging and model limitations.